Thewaiver program was created to honor great plans that students are already enrolled in through their government-sponsored program, family plan from their home country that meets or exceeds the LewerMark plan and adheres to the Florida Board of Governors and UWF regulations, or an ACA plan provided through a parent or spouse's US employer.
Do not purchase a plan for the sole purpose of submitting a waiver request.
International students holding individual U.S. insurance plans compliant with the UWF University Policy International students holding individual U.S. insurance plans compliant with the UWF University Policy AC-06.04-03/24 AND Florida Board of Governors' Regulation 6.009 may submit theInsurance waiver request (PDF)form (find the form and detailed instructions in the Waiver Request Instructions below). The insurance policy must comply with all stated requirements, or the waiver request will not be approved.No travel, international, or short-term plans of any kind are accepted, and medical evacuation and repatriation insurance cannot be waived.
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How to Submit a Waiver Request - Click to Open Instructions
If purchasing insurance that is not the UWF Plan through LewerMark, you must have the company confirm the insurance meets all of the requirements of the UWF University Policy AC-06.04-03/24 AND Florida Board of Governor's Regulation 6.009 and meets or exceeds the coverage of the UWF LewerMark Plan for International Student Insurance.
If you choose to submit the waiver with an alternate health insurance plan, you will need to provide electronic copies of the following documents:
Completed Waiver Request Form. < Download the request form and fill it completely before submitting it.)
A coverage letter or scanned copy of the front and back of your health insurance ID card indicating the student as a covered member.
A scanned copy of yourcomplete policy, including coverage amounts, exclusions, and limitationsin English using US dollars.
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24-25 UWF International Student Health Insurance Waiver Request Form.pdf
All Waiver Requests must include the Student's Name and UWF in the emailed request along with attached Waiver Request Form AND the required Proof of Insurance Documents.
Proof of insurance must be submitted with a completed waiver request form. (PDF Link)
Proof of insurance required documents are
Your insurance card or letter which confirms you are enrolled in the AND
The Full Policy Details or "Schedule of Benefits." - This is expected to be a very long document. A policy "brochure" or "plan summary" is not adequate.
All Proof of insurance documents MUST be in English - provided by the insurance company, not translations you may make.
Waiver Requests with documents that are not in English will be denied.
Waiver requests submitted for insurance that does not meet ALL of the requirements outlined in UWF University Policy AC-06.04-03/24 AND BOG REG 6.009 will be denied.
Requests submitted without ALL required documentation will be denied.
Please review all emails from International Affairs regarding insurance for important dates and deadline reminders.
Please note that foreign insurance companies and travel insurance plans do not meet the State of Florida regulations.
With the improved waiver review process, it is possible that plans that have previously been accepted may not be accepted for Fall 2023 and beyond.
UWF strongly encourages students to verify alternative insurance will meet ALL State of Florida requirements for international student insurance BEFORE purchasing.
Late Opt Out Requests will not be accepted.
Students who have not submitted a valid waiver by the deadline will be enrolled in the UWF Plan through LewerMark and the insurance fees charged to the student Transact (formerly CashNet) account.
Receiving the Decision
After your Opt Out Request has been submitted, you will receive an email that your waiver is pending review. If your request is incomplete, you will be told what documents are missing. Waiver requests must be complete by the deadline for submission. The review takes several days.
If Opt-Out is Request Approved:
Waiver Request Form AND the required Proof of Insurance Documents.
Proof of insurance must be submitted with a completed waiver request form. (PDF Link)
Proof of insurance required documents are
Your insurance card or letter which confirms you are enrolled in the AND
The Full Policy Details or "Schedule of Benefits." - This is expected to be a very long document. A policy "brochure" or "plan summary" is not adequate.
All Proof of insurance documents MUST be in English - provided by the insurance company, not translations you may make.
Waiver Requests with documents that are not in English will be denied.
Waiver requests submitted for insurance that does not meet ALL of the requirements outlined in UWF University Policy AC-06.04-03/24 AND BOG REG 6.009 will be denied.
Requests submitted without ALL required documentation will be denied.
Please review all emails from International Affairs regarding insurance for important dates and deadline reminders.
Please note that foreign insurance companies and travel insurance plans do not meet the State of Florida regulations.
With the improved waiver review process, it is possible that plans that have previously been accepted may not be accepted for Fall 2023 and beyond.
UWF strongly encourages students to verify alternative insurance will meet ALL State of Florida requirements for international student insurance BEFORE purchasing.
Late Opt Out Requests will not be accepted.
Students who have not submitted a valid waiver by the deadline will be enrolled in the UWF Plan through LewerMark and the insurance fees charged to the student Transact (formerly CashNet) account.
Receiving the Decision
After your Opt Out Request has been submitted, you will receive an email that your waiver is pending review. If your request is incomplete, you will be told what documents are missing. Waiver requests must be complete by the deadline for submission. The review takes several days.
Students are responsible for maintaining their insurance for the full year: August 15, 2025, to August 14, 2026.
If a student is approved to OptOut and it is found the student later canceled or let their insurance expire/lapse, their SEVIS Record will be terminated for failure to maintain enrollment Requirements as an international student at UWF.
The Fee for insurance will be removed from the student's Transact (formerly CashNet).
Opt Out approvals are for the current plan year; the Plan year is August 15 to August 14 annually.
If students Opt out for Spring/Summer, they must submit a new Opt Out Request before Fall.
If you are approved for a partial waiver, you will be charged for supplemental coverage in Fall 2025 for the full year. The estimated cost of the supplemental coverage with a partial waiver is $100 for the year, to be paid in full by August 31, 2025
Students are responsible for maintaining their insurance for the full year: August 15, 2024, to August 14, 2025.
If a student is approved to OptOut and it is found the student later canceled or let their insurance expire/lapse, their SEVIS Record will be terminated for failure to maintain enrollment Requirements as an international student at UWF.
The Fee for insurance will be removed from the student's Transact (formerly CashNet).
Opt Out approvals are for the current plan year; the Plan year is August 15 to August 14 annually.
If students Opt out for Spring/Summer, they must submit a new Opt Out Request before Fall
.
If Waiver Request Denied:
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What if I am planning to use my own insurance? Can I submit the International Student Health Insurance Waiver Form later?
The deadline to submit a waiver request are hard deadlines. Late Waiver requests will be denied.
The dates of insurance must be2024 to 2024 for Fall 2024.
The dates of insurance must be2024 to 2025 for Academic Year 2024-2025.
You must have continuous coverage inclusive of the dates shown in the insurance email you have received.
Your current insurance end date is included in reminder emails from UWF International Affairs.
If your current insurance end date is before August 15, you must submit your documentation before your current policy expires.
You must purchase insurance before your current policy expires.
AND you must submit your waiver form and insurance proof document.
Documentation must show continuous coverage.
If you purchase after your current insurance expires and have a lapse in coverage dates, your waiver will not be approved and you will be terminated for failure to maintain visa requirements.
UWF reserves the right to decline/reject installment/monthly payment policies.
