You may be eligible to waive the UWF LewerMark International Student Health Insurance Plan if you can provide proof of comparable coverage. Learn about the waiver options, eligibility requirements, and deadlines for submission.

The waiver program was created to honor great plans that students are already enrolled in through their government-sponsored program, family plan from their home country that meets or exceeds the LewerMark plan and adheres to the Florida Board of Governors and UWF regulations, or an ACA plan provided through a parent or spouse's US employer.

Do not purchase a plan for the sole purpose of submitting a waiver request.

UWF International Affairs staff cannot review your insurance. You have to must submit a waiver request to the waivers team as outlined on this page. 

If purchasing insurance that is not the UWF Plan through LewerMark, you must have the company confirm the insurance meets all of the requirements of the UWF University Policy AC-06.04-03/24 AND Florida Board of Governor's Regulation 6.009 and meets or exceeds the coverage of the UWF LewerMark Plan for International Student Insurance. 

 If you choose to submit the waiver with an alternate health insurance plan, you will need to provide electronic copies of the following documents:

• Completed Waiver Request Form. < Download the request form and fill it completely before submitting it.)
• A coverage letter or scanned copy of the front and back of your health insurance ID card indicating the student as a covered member.
• A scanned copy of your complete policy, including coverage amounts, exclusions, and limitations in English using US dollars.

Waiver Requests must be emailed to waivers@lewermark.com. 

• All Waiver Requests must include the Student's Name and UWF in the emailed request along with attached Waiver Request Form AND the required Proof of Insurance Documents. 
• Proof of insurance must be submitted with a completed waiver request form. (PDF Link)
  • Proof of insurance required documents are
    • Your insurance card or letter which confirms you are enrolled in the AND
    • The Full Policy Details or "Schedule of Benefits." - This is expected to be a very long document. A policy "brochure" or "plan summary" is not adequate. 
  • All Proof of insurance documents MUST be in English - provided by the insurance company, not translations you may make. 
  • Waiver Requests with documents that are not in English will be denied. 
• Waiver requests submitted for insurance that does not meet ALL of the requirements outlined in UWF University Policy AC-06.04-03/24 AND BOG REG 6.009 will be denied.
• Requests submitted without ALL required documentation will be denied. 
• Please review all emails from International Affairs regarding insurance for important dates and deadline reminders. 
• Please note that foreign insurance companies and travel insurance plans do not meet the State of Florida regulations. 
• With the improved waiver review process, it is possible that plans that have previously been accepted may not be accepted for Fall 2023 and beyond. 
• UWF strongly encourages students to verify alternative insurance will meet ALL State of Florida requirements for international student insurance BEFORE purchasing. 

Late Opt Out Requests will not be accepted. 

• Students who have not submitted a valid waiver by the deadline will be enrolled in the UWF Plan through LewerMark and the insurance fees charged to the student Transact (formerly CashNet) account. 

The insurance requirement states students must have continuous coverage for their full program at UWF including semester breaks and summer. F1 students must have coverage in summer, even if they plan to travel home during a break. 

Waiver requests must demonstrate students will have coverage for the full year, 365 days. 

J1 students studying at UWF for less than a full year must have insurance for the full duration of the program DS2019.