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titleHow to Submit a Waiver Request - Click to Open Instructions

If purchasing insurance that is not the UWF Plan through LewerMark, you must have the company confirm the insurance meets all of the requirements of the UWF University Policy AC-06.04-03/24 AND Florida Board of Governor's Regulation 6.009 and meets or exceeds the coverage of the UWF LewerMark Plan for International Student Insurance. 

 If you choose to submit the waiver with an alternate health insurance plan, you will need to provide electronic copies of the following documents:

  • Completed Waiver Request Form. < Download the request form and fill it completely before submitting it.)
  • A coverage letter or scanned copy of the front and back of your health insurance ID card indicating the student as a covered member.
  • A scanned copy of your complete policy, including coverage amounts, exclusions, and limitations in English using US dollars.

View file
name23-24 International Student Health Insurance Waiver Request UWF.pdf
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Waiver Requests must be emailed to waivers@lewermark.com. 

  • All Waiver Requests must include the Student's Name and UWF in the emailed request along with attached Waiver Request Form AND the required Proof of Insurance Documents. 
  • Proof of insurance must be submitted with a completed waiver request form. (PDF Link)
    • Proof of insurance required documents are
      • Your insurance card or letter which confirms you are enrolled in the AND
      • The Full Policy Details or "Schedule of Benefits." - This is expected to be a very long document. A policy "brochure" or "plan summary" is not adequate. 
    • All Proof of insurance documents MUST be in English - provided by the insurance company, not translations you may make. 
    • Waiver Requests with documents that are not in English will be denied. 
  • Waiver requests submitted for insurance that does not meet ALL of the requirements outlined in UWF University Policy AC-06.04-03/24 AND BOG REG 6.009 will be denied.
  • Requests submitted without ALL required documentation will be denied. 
  • Please review all emails from International Affairs regarding insurance for important dates and deadline reminders. 
  • Please note that foreign insurance companies and travel insurance plans do not meet the State of Florida regulations. 
  • With the improved waiver review process, it is possible that plans that have previously been accepted may not be accepted for Fall 2023 and beyond. 
  • UWF strongly encourages students to verify alternative insurance will meet ALL State of Florida requirements for international student insurance BEFORE purchasing. 

Late Opt Out Requests will not be accepted. 

  • Students who have not submitted a valid waiver by the deadline will be enrolled in the UWF Plan through LewerMark and the insurance fees charged to the student Transact (formerly CashNet) account. 

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  1. To maintain insurance that meets UWF University Policy AC-06.04-03/24 AND Florida Board of Governor's Regulation 6.009. Insurance is required to keep your immigration status valid. The regulation specifies the type and amounts of insurance and how long you must possess coverage.
  2. To select insurance that meets/exceeds coverage of the coverage of the UWF LewerMark International Student Health Insurance Policy with coverage for the full academic year (365 days) 
    1. Students issued F-1 or J-1 visas’ continuous coverage must be in effect until August 14, 20232025, or later, regardless of graduation dates and/or leaving the country for a break. The new student’s effective date should be August 15, 20232024, or prior. 
  3. To review the ‘Exclusions and Limitations' section of the policy under consideration.
  4. To advise the insurance company that they are attending the University of West Florida.
  5. To provide their issued visa information in some instances their passport number

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titleI found a document online that says UWF student can use a different insurance that was "pre-approved." Can I use that?

Students should refer to the current information found in Confluence about Insurance Requirements for the Fall 2023 term and beyond. 

Documents you may find in a web search that are not current for Fall 2023 and beyond are no longer valid.

UWF has worked very hard to identify the best insurance option for students that meets and exceeds the minimum requirement of the Board of Governors Regulation for the insurance requirement. Over time, some plans that were previously accepted have been identified as not meeting requirements - Updates to the list of plans that are not accepted have been made in the best interest of students. 

Do not enroll in insurance if you have found it listed as accepted for UWF students for a term before Fall 20232024. 


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titleWhat if I am planning to use my own insurance? Can I submit the International Student Health Insurance Waiver Form later?

The deadline to submit a waiver request are hard deadlines. Late Waiver requests will be denied. 

  • Please see the information on steps to submit the waiver request.
  • The dates of insurance must be 2023 to 2023 for Fall 20232024.
  • The dates of insurance must be 2023 to 2024 for Academic Year 20232024-20242025.
  • You must have continuous coverage inclusive of the dates shown in the insurance email you have received. 
  • Your current insurance end date is included in reminder emails from UWF International Affairs.
  • If your current insurance end date is before August 15, you must submit your documentation before your current policy expires.
    • You must purchase insurance before your current policy expires.
    • AND you must submit your waiver form and insurance proof document. 
    • Documentation must show continuous coverage.
  • If you purchase after your current insurance expires and have a lapse in coverage dates, your waiver will not be approved and you will be terminated for failure to maintain visa requirements. 


UWF reserves the right to decline/reject installment/monthly payment policies. 




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titleMy ISI Insurance ends after August 15, 2023. Do I Need to do anything?

YES! You must take action.

UWF specifically noted the required dates for the 2022-2023 academic year with the August 14, 2023 end date. As noted, in the question above, ISI plans are no longer accepted beginning Fall 2023.  

You can try to request a waiver with your current insurance BUT approval is not guaranteed. 

If you had ISI Insurance for 2022-2023 and purchased coverage after August 14, 2023, against the advice of UWF AND your waiver request to use that same insurance for 2023-2024 is denied, UWF can provide you with a refund request letter to send to ISI to request a refund for any premium not used after August 14, 2023. Refunds are not guaranteed. 

  • Students with a denied waiver request can ask UWF International Affairs to issue a refund request letter to send to the company from which to denied insurance was purchased.
    • Students can email international@uwf.edu to ask for a refund request letter. Students will need to provide the name and address of the company. 
    • UWF International Affairs will email the refund request letter to the student who then must send the letter to the insurance company. 
    • UWF cannot guarantee the refund will be granted by the company. However, the refund request letter may be helpful for students who paid for insurance that does not meet requirements. 
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titleMy Waiver Was Accepted for 20222023-20232024. Do I Have to Submit a New Request?

The insurance waiver process is for the coverage period. If you were approved for the 20222023-2023 2024 academic year, you must submit a new waiver for 20232024-2024 2025 Academic Year BEFORE the August 15 1 deadline.

It is important to note that previously approved insurance may not be approved Fall 2023 2024 forward as the waiver review process has been improved for compliance and integrity. 

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