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  • The Waiver Request must be completed by the posted deadline. This means you must have the waiver request form AND the required proof of insurance documents submitted by the deadline. 
  • Submission deadline times are for Central Time (the Time Zone location of UWF) - CLICK HERE for the current time at UWF
  • After the waiver deadlines, waiver requests to use your own insurance WILL NOT be accepted. Students will be automatically enrolled in the UWF  Insurance plan for international students. Fees for the UWF Plan will be charged to Student Cashnet Transact (formerly CashNet) accounts.

Students with Insurance through Government Sponsorship Programs

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Expand
titleHow to Submit a Waiver Request - Click to Open Instructions

If purchasing insurance that is not the UWF Plan through LewerMark, you must have the company confirm the insurance meets all of the requirements of the Florida Board of Governor's Regulation 6.009 and meets or exceeds the coverage of the UWF LewerMark Plan for International Student Insurance. 

 If you choose to submit the waiver with an alternate health insurance plan, you will need to provide electronic copies of the following documents:

  • Completed Waiver Request Form. < Download the request form and fill it completely before submitting it.)
  • A coverage letter or scanned copy of the front and back of your health insurance ID card indicating the student as a covered member.
  • A scanned copy of your complete policy, including coverage amounts, exclusions, and limitations in English using US dollars.

View file
name23-24 International Student Health Insurance Waiver Request UWF.pdf
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Waiver Requests must be emailed to waivers@lewermark.com. 

  • All Waiver Requests must include the Student's Name and UWF in the emailed request along with attached Waiver Request Form AND the required Proof of Insurance Documents. 
  • Proof of insurance must be submitted with a completed waiver request form. (PDF Link)
    • Proof of insurance required documents are
      • Your insurance card or letter which confirms you are enrolled in the AND
      • The Full Policy Details or "Schedule of Benefits." - This is expected to be a very long document. A policy "brochure" or "plan summary" is not adequate. 
    • All Proof of insurance documents MUST be in English - provided by the insurance company, not translations you may make. 
    • Waiver Requests with documents that are not in English will be denied. 
  • Waiver requests submitted for insurance that does not meet ALL of the requirements outlined in BOG REG 6.009 will be denied.
  • Requests submitted without ALL required documentation will be denied. 
  • Please review all emails from International Affairs regarding insurance for important dates and deadline reminders. 
  • Please note that foreign insurance companies and travel insurance plans do not meet the State of Florida regulations. 
  • With the improved waiver review process, it is possible that plans that have previously been accepted may not be accepted for Fall 2023 and beyond. 
  • UWF strongly encourages students to verify alternative insurance will meet ALL State of Florida requirements for international student insurance BEFORE purchasing. 

Late Opt Out Requests will not be accepted. 

  • Students who have not submitted a valid waiver by the deadline will be enrolled in the UWF Plan through LewerMark and the insurance fees charged to the student Transact (formerly CashNet) account. 

Receiving the Decision

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  • If your waiver is accepted, you will receive an email confirming your insurance meets ALL the requirements of Florida Board of Governor's Regulation 6.009.
  • Students are responsible for maintaining their insurance for the full year: August 15, 2023, to August 14, 2024.
    • If a student is approved to OptOut and it is found the student later canceled or let their insurance expire/lapse, their F1 Status will be terminated for failure to maintain enrollment Requirements as an F1 student at UWF. 
  • The Fee for insurance will be removed from the student's Transact (formerly CashNet). 
  • Opt Out approvals are for the current plan year; the Plan year is August 15 to August 14 annually.
  • If students Opt out for Spring/Summer, they must submit a new Opt Out Request before Fall. 

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  • If you receive an email rejecting your waiver, the reason for the rejection of the waiver will be provided in detail.
  • Students with a denied waiver request can ask UWF International Affairs to issue a refund request letter to send to the company from which to denied insurance was purchased.
    • Students can email international@uwf.edu to ask for a refund request letter. Students will need to provide the name and address of the company. 
    • UWF International Affairs will email the refund request letter to the student who then must send the letter to the insurance company. 
    • UWF cannot guarantee the refund will be granted by the company. However, the refund request letter may be helpful for students who paid for insurance that does not meet requirements. 
  • Requests for appeal of the waiver decision or subsequent waivers with altered policies for the same Coverage Year will be denied.
    • For example, If your waiver is denied in Fall, you will be enrolled in the UWF plan for the year.
      • You will be able to submit a new waiver the following July for the next academic year. 
  • Students who have not submitted a successful Opt Out Request will be enrolled in the official insurance policy for UWF international students.
  • The UWF Plan fees will be charged to their Transact (formerly CashNet) account. 

Student Responsibilities When Submitting a Waiver to use their own insurance

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