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titleWhat if I am planning to use my own insurance? Can I submit the International Student Health Insurance Waiver Form later?

The deadline to submit a waiver request are hard deadlines. Late Waiver requests will be denied. 

  • Please see the information on steps to submit the waiver request.
  • The dates of insurance must be to for Fall 2023.
  • The dates of insurance must be to for Academic Year 2023-2024.
  • You must have continuous coverage inclusive of the dates shown in the insurance email you have received. 
  • Your current insurance end date is included in reminder emails from UWF International Affairs.
  • If your current insurance end date is before August 15, you must submit your documentation before your current policy expires.
    • You must purchase insurance before your current policy expires.
    • AND you must submit your waiver form and insurance proof document. 
    • Documentation must show continuous coverage.
  • If you purchase after your current insurance expires and have a lapse in coverage dates, your waiver will not be approved and you will be terminated for failure to maintain visa requirements. 


UWF reserves the right to decline/reject installment/monthly payment policies. 



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titleI had an ISI or IFS insurance last year, Can I use the Same Insurance again?

Insurance for Students (IFS) is no longer the provider for international student insurance. Any plan you might purchase through IFS would require students to submit a waiver request. 

International Student Insurance (ISI) is no longer an approved insurance provider for UWF students. ISI and other insurance companies offer plans you might see labeled as "Student Secure" or "Worldtrips". 

The following Insurance Plans have been confirmed they will not meet international student requirements for Fall 2023 and beyond.

  • World Trips Student Secure Smart - Not accepted by UWF.  Does not meet requirements. 
  • World Trips Student Secure Budget - No longer accepted after July 2022. Does not meet requirements. 
  • World Trips Student Secure Select - No longer accepted after July 2023. Does not meet requirements. 
  • World Trips Student Secure UWF - This plan was a special plan for 2022-2023 only. There is no UWF plan from ISI for Fall 2023 and beyond, even if you find it on the ISI website. 
  • BlueCross BlueShield Plans through the Health Care Marketplace that do not pay the required 80% in-network and 60% out-of-network. BCBS contacted UWF regarding these plans NOT MEETING requirements.
  • Requests from students for a waiver with any of these plans will be denied.
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titleMy ISI Insurance ends after August 15, 2023. Do I Need to do anything?

YES! You must take action.

UWF specifically noted the required dates for the 2022-2023 academic year with the August 14, 2023 end date. As noted, in the question above, ISI plans are no longer accepted beginning Fall 2023.  

You can try to request a waiver with your current insurance BUT approval is not guaranteed. 

If you had ISI Insurance for 2022-2023 and purchased coverage after August 14, 2023, against the advice of UWF AND your waiver request to use that same insurance for 2023-2024 is denied, UWF can provide you with a refund request letter to send to ISI to request a refund for any premium not used after August 14, 2023. Refunds are not guaranteed. 

  • Students with a denied waiver request can ask UWF International Affairs to issue a refund request letter to send to the company from which to denied insurance was purchased.
    • Students can email international@uwf.edu to ask for a refund request letter. Students will need to provide the name and address of the company. 
    • UWF International Affairs will email the refund request letter to the student who then must send the letter to the insurance company. 
    • UWF cannot guarantee the refund will be granted by the company. However, the refund request letter may be helpful for students who paid for insurance that does not meet requirements. 

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