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titleI have partial or full tuition fee waiver. Does that apply to insurance?

As noted on your Form I-20, health insurance is a required expense for F1 students at UWF and is separate from the tuition fees. 

Tuition waiver (if a student has one) does not apply to fees that are not tuition. Insurance fee is not part of or included in tuition fee. 

A Graduate Assistantship DOES NOT waive insurance requirements or fees. 


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titleI plan to go home for the summer. Can I waive out with just Fall and Spring insurance?

The insurance requirement states students must have continuous coverage for their full program at UWF including semester breaks and summer. F1 students must have coverage in summer, even if they plan to travel home during a break. 

Waiver requests must demonstrate students will have coverage for the full year, 365 days. 


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titleI found a document online that says UWF student can use a different insurance that was "pre-approved." Can I use that?

Students should refer to the current information found in Confluence about Insurance Requirements for the Fall 2023 term and beyond. 

Documents you may find in a web search that are not current for Fall 2023 and beyond are no longer valid.

UWF has worked very hard to identify the best insurance option for students that meets and exceeds the minimum requirement of the Board of Governors Regulation for the insurance requirement. Over time, some plans that were previously accepted have been identified as not meeting requirements - Updates to the list of plans that are not accepted have been made in the best interest of students. 

Do not enroll in insurance if you have found it listed as accepted for UWF students for a term before Fall 2023. 


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titleWhat if I am planning to use my own insurance? Can I submit the International Student Health Insurance Waiver Form later?

The deadline to submit a waiver request are hard deadlines. Late Waiver requests will be denied. 

  • Please see the information on steps to submit the waiver request.
  • The dates of insurance must be to for Fall 2023.
  • The dates of insurance must be to for Academic Year 2023-2024.
  • You must have continuous coverage inclusive of the dates shown in the insurance email you have received. 
  • Your current insurance end date is included in reminder emails from UWF International Affairs.
  • If your current insurance end date is before August 15, you must submit your documentation before your current policy expires.
    • You must purchase insurance before your current policy expires.
    • AND you must submit your waiver form and insurance proof document. 
    • Documentation must show continuous coverage.
  • If you purchase after your current insurance expires and have a lapse in coverage dates, your waiver will not be approved and you will be terminated for failure to maintain visa requirements. 


UWF reserves the right to decline/reject installment/monthly payment policies. 

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