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titleAre there Plans UWF already knows they will reject??

Insurance for Students (IFS) is no longer the provider for international student insurance. Any plan you might purchase through IFS would require students to submit a waiver request. 

International Student Insurance (ISI) is no longer an approved insurance provider for UWF students. ISI and other insurance companies offer plans you might see labeled as "Student Secure" or "Worldtrips". 

The following Insurance Plans have been confirmed they will not meet international student requirements for Fall 2023 and beyond.

  • World Trips Student Secure Smart - Not accepted by UWF.  Does not meet requirements. 
  • World Trips Student Secure Budget - No longer accepted after July 2022. Does not meet requirements. 
  • World Trips Student Secure Select - No longer accepted after July 2023. Does not meet requirements. 
  • World Trips Student Secure Elite - Does not meet requirements. 
  • World Trips Student Secure UWF - This plan was a special plan through ISI for UWF students for 2022-2023 only. There is no UWF plan from ISI for Fall 2023 and beyond, even if you find it on the ISI website. This plan is no longer accepted. 
  • BlueCross BlueShield Plans through the Health Care Marketplace. BCBS contacted UWF regarding these plans NOT MEETING requirements.


  • Requests from students for waiver with any of these plans will be denied.


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titleI have partial or full tuition fee waiver. Does that apply to insurance?

As noted on your Form I-20, health insurance is a required expense for F1 students at UWF and is separate from the tuition fees. 

Tuition waiver (if a student has one) does not apply to fees that are not tuition. Insurance fee is not part of or included in tuition fee. 

A Graduate Assistantship DOES NOT waive insurance requirements or fees. 


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titleWhat if I am planning to use my own insurance? Can I submit the International Student Health Insurance Waiver Form later?

The deadline to submit a waiver request are hard deadlines. Late Waiver requests will be denied. 

  • Please see the information on steps to submit the waiver request.
  • The dates of insurance must be to for Fall 2023.
  • The dates of insurance must be to for Academic Year 2023-2024.
  • You must have continuous coverage inclusive of the dates shown in the insurance email you have received. 
  • Your current insurance end date is included in reminder emails from UWF International Affairs.
  • If your current insurance end date is before August 15, you must submit your documentation before your current policy expires.
    • You must purchase insurance before your current policy expires.
    • AND you must submit your waiver form and insurance proof document. 
    • Documentation must show continuous coverage.
  • If you purchase after your current insurance expires and have a lapse in coverage dates, your waiver will not be approved and you will be terminated for failure to maintain visa requirements. 


UWF reserves the right to decline/reject installment/monthly payment policies. 

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