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Insurance for Students (IFS) is no longer the provider for international student insurance. Any plan you might purchase through IFS would require students to submit a waiver request. 

International Student Insurance (ISI) is no longer an approved insurance provider for UWF students. ISI and other insurance companies offer plans you might see labeled as "Student Secure" or "Worldtrips". 

The following Insurance Plans have been confirmed they will not meet international student requirements for Fall 2023 and beyond.

• World Trips Student Secure Smart - Not accepted by UWF.  Does not meet requirements. 
• World Trips Student Secure Budget - No longer accepted after July 2022. Does not meet requirements. 
• World Trips Student Secure Select - No longer accepted after July 2023. Does not meet requirements. 
• World Trips Student Secure UWF - This plan was a special plan for 2022-2023 only. There is no UWF plan from ISI for Fall 2023 and beyond, even if you find it on the ISI website. 
• BlueCross BlueShield Plans through the Health Care MarketPlace that do not pay the required 80% in-network and 60% out-of-network. BCBS contacted UWF regarding these plans NOT MEETING requirements.
• Requests from students for waiver with any of these plans will be denied.

The insurance waiver process is for the coverage period. If you were approved for the 2022-2023 academic year, you must submit a new waiver for 2023-2024 Academic Year BEFORE the August 15 deadline.

It is important to note that previously approved insurance may not be approved Fall 2023 forward as the waiver review process has been improved for compliance and integrity.