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UWF LewerMark International Student Health Insurance Plan meets and exceeds the requirements of the Regulation, and we believe it is a good value for the coverage it provides. More information is available on our insurance resources page about the UWF LewerMark International Student Health Insurance Plan and using health insurance in the United States. More information about the Patient Protection and Affordable Care Act (PPACA) is available through the U.S. Department of Health and Human Services.

Please be mindful, 

  • The UWF Plan for International Student Insurance is the best option if you are unsure about your current insurance.
  • Other insurance plans you may find may not meet the requirements of the Florida Board of Governor's Regulation 6.009 requirements for international student insurance. 
  • Please note, plans from outside of the United States RARELY meet all coverage types and levels for international student insurance at UWF. 

Review the following waiver eligibility categories to determine your eligibility, required documentation, and submission deadline & submit by email to LewerMark for Review.

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Travel insurance requiring reimbursement for medical services does not meet the regulation. 

Please be advised that International Student & Scholar ServicesOffice of International Affairs is not equipped to advise on the potential impact government-subsidized healthcare can have on your non-immigrant visa status and tax filing obligation. We strongly recommend you consult with an immigration and/or tax attorney before purchasing a subsidized health insurance plan on the Marketplace Exchange. 

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  • If you receive an email rejecting your waiver, reason for rejection of waiver will be provided in detail.
  • Students will not be able to appeal waiver decision or submit subsequent waivers with altered policies for the same Coverage Year.
  • Students who have not submitted a successful Opt Out Request will be enrolled in the official insurance policy for UWF international students.
  • The UWF Plan fees will be charged to their CashNet account. 

Student Responsibilities When Submitting a Waiver to

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use their own insurance

It is the responsibility of the F1/J1 student to:

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  1. Conduct enrollment audits throughout the academic year.
  2. Request proof of current coverage from students after a waiver has been approved for the current academic year. 
  3. Decline/reject installment/monthly payment policies. 

FAQs

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titleAre there Plans UWF already knows they will reject??

Insurance for Students (IFS) is no longer the provider for international student insurance. Any plan you might purchase through IFS would require students to submit a waiver request. 

International Student Insurance (ISI) is no longer an approved insurance provider for UWF students. ISI and other insurance companies offer plans you might see labeled as "Student Secure" or "Worldtrips". 

The following Insurance Plans have been confirmed they will not meet international student requirements for Fall 2023 and beyond.

  • World Trips Student Secure Smart - Not accepted by UWF.  Does not meet requirements. 
  • World Trips Student Secure Budget - No longer accepted after July 2022. Does not meet requirements. 
  • World Trips Student Secure Select - No longer accepted after July 2023. Does not meet requirements. 
  • World Trips Student Secure UWF - This plan was a special plan through ISI for UWF for 2022-2023 only. There is no UWF plan from ISI for Fall 2023 and beyond, even if you find it on the ISI website. This plan is no longer accepted. 
  • BlueCross BlueShield Plans through the Health Care Marketplace. BCBS contacted UWF regarding these plans NOT MEETING requirements.


  • Requests from students for waiver with any of these plans will be denied.


Expand
titleWhat if I am planning to use my own insurance? Can I submit the International Student Health Insurance Waiver Form later?

The deadline to submit a waiver request are hard deadlines. Late Waiver requests will be denied. 

  • Please see the information on steps to submit the waiver request.
  • The dates of insurance must be to for Fall 2023.
  • The dates of insurance must be to for Academic Year 2023-2024.
  • You must have continuous coverage inclusive of the dates shown in the insurance email you have received. 
  • Your current insurance end date is included in reminder emails from UWF International Affairs.
  • If your current insurance end date is before August 15, you must submit your documentation before your current policy expires.
    • You must purchase insurance before your current policy expires.
    • AND you must submit your waiver form and insurance proof document. 
    • Documentation must show continuous coverage.
  • If you purchase after your current insurance expires and have a lapse in coverage dates, your waiver will not be approved and you will be terminated for failure to maintain visa requirements. 



Expand
titleI had an ISI or IFS insurance last year, Can I use the Same Insurance again?

Insurance for Students (IFS) is no longer the provider for international student insurance. Any plan you might purchase through IFS would require students to submit a waiver request. 

International Student Insurance (ISI) is no longer an approved insurance provider for UWF students. ISI and other insurance companies offer plans you might see labeled as "Student Secure" or "Worldtrips". 

The following Insurance Plans have been confirmed they will not meet international student requirements for Fall 2023 and beyond.

  • World Trips Student Secure Smart - Not accepted by UWF.  Does not meet requirements. 
  • World Trips Student Secure Budget - No longer accepted after July 2022. Does not meet requirements. 
  • World Trips Student Secure Select - No longer accepted after July 2023. Does not meet requirements. 
  • World Trips Student Secure UWF - This plan was a special plan for 2022-2023 only. There is no UWF plan from ISI for Fall 2023 and beyond, even if you find it on the ISI website. 
  • BlueCross BlueShield Plans through the Health Care MarketPlace that do not pay the required 80% in-network and 60% out-of-network. BCBS contacted UWF regarding these plans NOT MEETING requirements.
  • Requests from students for waiver with any of these plans will be denied.


What if I am planning to use my own insurance? Can I submit the International Student Health Insurance Waiver Form later?

Expand
titleEnter question hereMy Waiver Was Accepted for 2022-2023. Do I Have to Submit a New Request?

The insurance waiver process is for the coverage period. If you were approved for the 2022-2023 academic year, you must submit a new waiver for 2023-2024 Academic Year BEFORE the August 15 deadline.

It is important to note that previously approved insurance may not be approved Fall 2023 forward as the waiver review process has been improved for compliance and integrity. 


Expand
titleCan I use a Marketplace Plan?

Please be advised that UWF Office of International Affairs is not equipped to advise on the potential impact government-subsidized healthcare can have on your non-immigrant visa status and tax filing obligation. We strongly recommend you consult with an immigration and/or tax attorney before purchasing a subsidized health insurance plan on the Marketplace Exchange. Enter answer here