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UWF LewerMark International Student Health Insurance Plan meets and exceeds the requirements of the Regulation, and we believe it is a good value for the coverage it provides. More information is available on our insurance resources page about the UWF LewerMark International Student Health Insurance Plan and using health insurance in the United States. More information about the Patient Protection and Affordable Care Act (PPACA) is available through the U.S. Department of Health and Human Services.

Please be mindful, 

  • The UWF Plan for International Student Insurance is the best option if you are unsure about your current insurance.
  • Other insurance plans you may find may not meet the requirements of the Florida Board of Governor's Regulation 6.009 requirements for international student insurance. 
  • Please note, plans from outside of the United States RARELY meet all coverage types and levels for international student insurance at UWF. 

Review the following waiver eligibility categories to determine your eligibility, required documentation, and submission deadline & submit by email to LewerMark for Review.

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Expand
titleHow to Submit a Waiver Request - Click to Open Instructions

If purchasing insurance that is not the UWF Plan through LewerMark, you must have the company confirm the insurance meets all of the requirements of the Florida Board of Governor's Regulation 6.009 and meets or exceeds the coverage of the UWF LewerMark Plan for International Student Insurance. 

 If you choose to submit the waiver with an alternate health insurance plan, you will need to provide electronic copies of the following documents:

  • A coverage letter or scanned copy of the front and back of your health insurance ID card indicating the student as a covered member.
  • A scanned copy of your complete policy, including coverage amounts, exclusions, and limitations in English using US dollars.


Waiver Requests must be emailed to EMAIL LINK. 

  • All Waiver Requests must include the Waiver Request Form AND the required Proof of Insurance Documents. 
  • Proof of insurance must be submitted with a completed waiver request form. (PDF Link)
    • Proof of insurance required documents are
      • Your insurance card or letter which confirms you are enrolled in the AND
      • The Full Policy Details or "Schedule of Benefits." - This is expected to be a very long document. A policy "brochure" or "plan summary" is not adequate. 
    • All Proof of insurance documents MUST be in English - provided by the insurance company, not translations you may make. 
    • Waiver Requests with documents that are not in English will be denied. 
  • Waivers submitted for insurance that does not meet ALL of the requirements outlined in BOG REG 6.009 will be denied.
  • Please review all emails from International Affairs regarding insurance for important dates and deadline reminders. 
  • Please note that foreign insurance companies and travel insurance plans do not meet the State of Florida regulations. 
  • With the improved waiver review process, it is possible that plans that have previously been accepted may not be accepted for Fall 2023 and beyond. 
  • UWF strongly encourages students to verify alternative insurance will meet ALL State of Florida requirements for international student insurance BEFORE purchasing. 

Late Opt Out Requests will not be accepted. 

  • Students who have not submitted a valid waiver by the deadline will be enrolled in the UWF Plan through LewerMark and the insurance fees charged to the student CashNet account. 

Receiving the Decision

After your Opt Out Request has been submitted, you will receive an email that your waiver is pending review. Review takes several days.

If Opt Out is Request Approved:

  • If your waiver is accepted, you will receive an email confirming your insurance meets requirements.
  • Students are responsible for maintaining their insurance for the full year: August 15, 2023, to August 14, 2024.
    • If a student is approved to OptOut and it is found the student later canceled or let their insurance expire/lapse, their F1 Status will be terminated for failure to maintain enrollment Requirements as an F1 student at UWF. 
  • The Fee for insurance will be removed from the student's CashNet. 
  • Opt Out approvals for the the current plan year; Plan year is August 15 to August 14 annually.
  • If students Opt out for Spring Summer, they must submit a new Opt Out Request before Fall. 

If Waiver Request Denied:

  • If you receive an email rejecting your waiver, reason for rejection of waiver will be provided in detail.
  • Students will not be able to appeal waiver decision or submit subsequent waivers with altered policies for the same Coverage Year.
  • Students who have not submitted a successful Opt Out Request will be enrolled in the official insurance policy for UWF international students.
  • The UWF Plan fees will be charged to their CashNet account. 

Student Responsibilities When Submitting a Waiver to Use their own insurance

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